Konnectedly

Terms

These cover reading this website. They do not cover the work. If we are engaged, the engagement letter governs it and overrides anything on this page.

Last updated 10 November 2026

What is on this site is not advice to you

Field Notes and the rest of the writing here describe what we have seen across other people’s estates. They are general, they are opinionated, and they were not written about your systems. Do not make a retirement, rebuild or investment decision on the strength of a page you read here. That is what an assessment is for, and an assessment starts with looking at your estate.

No relationship is formed by reading

Reading this site, emailing us a question, or having an exploratory call does not make us your advisers. That begins when both of us sign an engagement letter, and not before.

Accuracy and availability

We try to keep this site correct and online. We do not promise either. Figures, ranges and examples change, pages go stale, and hosting occasionally falls over. The site is provided as it is.

Our writing

The text, the design and the illustrations on this site belong to Konnectedly, or are used under licence.

  • Quote us, with attribution and a link back. We would rather be quoted than paraphrased.
  • Do not republish a whole piece, reproduce the site, or feed the writing into a product you then sell.

Links out

Where we link to someone else, we are pointing at something worth reading. We do not control it, we are not responsible for it, and a link is not an endorsement of everything else on that site.

Liability

To the extent the law allows it, we are not liable for loss arising from use of this website or from reliance on anything published here. Nothing in these terms limits liability that cannot lawfully be limited.

Governing law

These terms are governed by the laws of the State of Florida, United States, and the courts there have jurisdiction over any dispute about them.

Contact

Questions about these terms go to [email protected].